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Michael Braverman, DHCD Commissioner Mayor Bernard C. "Jack" Young
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  • Housing Choice Voucher Homeownership Program

    The Housing Authority of Baltimore City (HABC) is pleased that you are interested in the Housing Choice Voucher Homeownership Program (HCVHP). Please be advised that this is an optional program for Housing Choice Voucher (HCV) holders. Housing Choice Voucher holders are not mandated nor are they required to participate in this program. Furthermore, all Housing Choice Voucher holders may…

    Tags: Baltimore's Housing Choice Voucher Homeownership Program

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    About Us Agency Directory Apprenticeship and Customized Training (ACT) Archives Management Procedure Beautification Project Board of Commissioners Boys and Girls Clubs Building Communities…

  • Homeownership-HCVP FAQs

    The Housing Choice Voucher Program is a federally funded, locally administered rental assistance program that helps low to moderate-income families, the elderly and the disabled purchase decent, safe housing in the private market. The participant is free to choose any housing type that meets the requirements of the program. Who can receive Housing Choice Voucher Homeownership assistance? The…

    Tags: Housing Choice Voucher Homeownership Program FAQs

  • Homeownership -Policies and Procedures

    Buyers Cash Requirements Borrower must contribute a minimum of $1,000 from their savings. One-on-One Homeownership Counseling Requirement In order to secure funding from any of our Homeownership programs, the borrower must receive One-on-One Homeownership Counseling from a City-approved counseling agency. The borrower must also secure a Homeownership Counseling Certificate prior to executing a sales contract. …

    Tags: Homeownership -Policies and Procedures

  • Homeownershipo -Federal Mortgage Programs and Homeownership Assistance

    The Office of Homeownership established a new program designed to assist first time home buyers. The program, the Community Development Block Grant Program, can give qualified first time home buyer $5,000 toward down payment and settlement expenses. Who is eligible? …

    Tags: Federal Mortgage Programs and Homeownership Assistance

  • Homebuying Incentives

    Baltimore City wants to assist teachers, firefighters and police officers purchase homes. The Good Neighbors Homebuying Incentive program will assist "Vacants to Value" homebuyers with a $5000 award toward to your downpayment and closing costs. To learn more or apply,…

    Tags: homebuying, incentives, vacants to value

  • Homeownership -Resources

    The Live Baltimore Home Center's award-winning site offers information about buying in Baltimore, preferred real estate agents, homeownership incentives, neighborhood profiles, and city living events. The Healthy…

    Tags: Homeownership Other Resources on the Web

  • Neighborhood Investment

    Created in 2007, Neighborhood Investment is designed to help expedite the disposition of city-owned properties, provide capacity building opportunities in housing development for community-based, non-profit organizations, stabilize neighborhoods and facilitate resident's direct participation in the community revitalization process. This division provides direct oversight…

    Tags: Neighborhood Investment Program

  • Business

    Acquiring property from the City has never been easier. Take a look at our up-to-date list of current and recently awarded opportunities. You can also get information on Financial & Programmatic Support. Whether you're a large-scale developer, a local community development corporation, a faith-based…

    Tags: contractor developer business opportunity

  • Buying Into Baltimore Fair and Neighborhood Tours

    This program is a joint venture of the City of Baltimore and the Live Baltimore Home Center. Neighborhood tours are scheduled in the spring and fall. The first 30 homebuyers that attend the trolley tour and execute a sales contract within 90 days of the fair receive a $4,000 award towards closing costs. Who is eligible? Homebuyers executing…

    Tags: Buying Into Baltimore Fair and Neighborhood Tours

  • Homeownwership Baltimore City Employee Homeownership Program

    This program is designed to assist employees of the City of Baltimore to become homeowners within the city limits. Who is eligible? All active employees of Baltimore City's agencies and quasi-agencies working for a minimum of 6 months. What are the benefits? $3,000 down payment and closing assistance with no annual income limits. An…

    Tags: BaltiHomeownwership Baltimore City Employee Homeownership Program

  • Homeownership -State Mortgage Programs and Homeownership Assistance

    DSELP provides 0 percent deferred second mortgage loans to eligible homebuyers to cover settlement expenses when applicants use a CDA Maryland Mortgage Program. Please see the State's Web site at for more program details. Homeownership for Individuals with…

    Tags: State Mortgage Programs and Homeownership Assistance

  • Resources

    The City of Baltimore has numerous programs to help homebuyers learn about the various financial incentives, neighborhoods and home rehabilitation process. We encourage first time homebuyers to educate themselves on all the aspects of homeownership. For a list of HUD certified housing counseling agencies, click here. Listed below you will find links to helpful organizations to assist you…

    Tags: vacants to value, resources

  • Baltimore City Live Near Your Work Program

    This program is a partnership between participating employers and the City of Baltimore designed to encourage homeownership near place of employment. Who is eligible? Employees of participating companies who are first time homebuyers in the City of Baltimore. Participating…

    Tags: Homeownership Baltimore City Live Near Your Work Program